The Climate-Driven Home Insurance Crisis: A PT2050 Discussion

Homeowners across Texas are struggling to keep their homes insured, paying more for less coverage as climate change wreaks havoc on providers. Home insurance in Texas is now among the most expensive in the country, trailing only Florida and Louisiana. Like many in those states, Texans on the coasts are wrestling with soaring insurance rates driven by rising sea levels and frequent, disastrous flooding. But, in Texas, high insurance costs are not limited to the coasts. Inland communities grappling with extreme temperatures and increased storm activity are also struggling to pay to protect their homes, a Houston Chronicle investigation found. Journalist Megan Kimble covers insurance and housing for the Houston Chronicle and will explore policy responses and potential solutions. 

Register for this and other sessions happening throughout the three-day Planet Texas 2050 annual symposium, which explores diverse and intersecting aspects of resilience. Presenters from multiple universities representing more than 20 academic disciplines will be joined by practitioners and community-based leaders from Austin and beyond.